Get rid of toxic relationships. Do you want to finish that DIY project that has been neglected for three months? It's a noble goal, but we suggest adding some more to your resolutions. Skip to the next bullet if that's you. Don't put it off! Get in touch with a financial professional today to set up a meeting. You'll be amazed at how much money you can save by cancelling a subscription you don't use anymore. A forgotten subscription can eat away at your budget month after month. You should consider how your house looks now and what you want it to look like in the future. This will allow you to spot potential problems early and make adjustments as needed. Which would you choose? Your rock climbing membership What are your skincare essentials? What are your big goals? That's the big motivator behind all this.--IsabelSubscribe to our thrice-weekly personal finance newsletter that makes you smarter about your money.